Yes, people say that rod bearings are due at about 100K miles. Not sure I buy it, but better safe than sorry. I just took mine out (116K), and they look to be in very good shape, with no obvious scoring even much in the way of scratches. But my oil pressure was on the low side, so maybe they're thin. I'll measure them when I get the chance.
I'm sure you're aware, but you have to drop the front suspension to get the oil pan off, which means an alignment. It's not a terribly difficult job, but very time-consuming. If I remember right, the hardest part of it (when I replaced my engine mounts several years ago) was getting the sway bar back on.
Good luck tracking down your problem - sounds like a fairly elusive one.